What We Do
Practice Areas
Six interconnected areas of financial and insolvency law — each requiring the depth of specialist expertise that generalist firms rarely develop.
B2B Money Recovery
Enforcement of commercial dues through DRT, civil courts, and summary proceedings for banks, NBFCs, and trade creditors.
Typical Clients
Banks, NBFCs, trade creditors, and commercial lenders
Scope of Services
- Recovery suits before Debt Recovery Tribunals (DRT) and Debt Recovery Appellate Tribunals (DRAT)
- Summary suits and commercial suits before civil courts under the Commercial Courts Act
- Execution proceedings against judgment debtors — attachment, sale, and garnishee orders
- Representation of operational creditors in IBC proceedings as an alternative recovery route
- Pre-litigation demand and negotiation strategy to maximise recovery without protracted litigation
Debt Restructuring
Negotiated and court-supervised restructuring of financial obligations for distressed borrowers and their creditors.
Typical Clients
Corporate borrowers, promoters, banks, and financial creditors
Scope of Services
- One-time settlement (OTS) negotiations with banks and financial institutions
- Inter-creditor agreement (ICA) structuring under the RBI Prudential Framework
- Moratorium arrangements and standstill agreements during restructuring periods
- Debt-to-equity conversions and hybrid restructuring instruments
- Advisory to resolution applicants on financial restructuring as part of CIRP resolution plans
SARFAESI Enforcement
End-to-end enforcement under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act.
Typical Clients
Scheduled banks, NBFCs, and asset reconstruction companies (ARCs)
Scope of Services
- Drafting and service of demand notices under Section 13(2) of the SARFAESI Act
- Symbolic and physical possession of secured assets under Section 13(4)
- Sale of secured assets by public auction or private treaty
- Representation before the Debt Recovery Tribunal in Section 17 applications by borrowers
- Handling of objections, stay applications, and appeals at DRAT
- Advisory on enforcement strategy for multi-creditor and consortium lending situations
Corporate Insolvency (IBC)
Representation in Corporate Insolvency Resolution Process (CIRP) proceedings before the NCLT under the Insolvency and Bankruptcy Code, 2016.
Typical Clients
Financial creditors, operational creditors, resolution applicants, and corporate debtors
Scope of Services
- Filing of insolvency applications by financial creditors under Section 7 of the IBC
- Filing of insolvency applications by operational creditors under Section 9 of the IBC
- Representation before the National Company Law Tribunal (NCLT) and NCLAT
- Advisory to Committee of Creditors (CoC) on resolution plan evaluation and voting
- Representation of resolution applicants in CIRP bidding and plan approval
- Liquidation proceedings and distribution of liquidation proceeds
Personal Insolvency (IBC)
Insolvency resolution and bankruptcy proceedings for personal guarantors and individuals under Part III of the IBC.
Typical Clients
Personal guarantors, individual debtors, and creditors pursuing guarantor enforcement
Scope of Services
- Insolvency resolution process for personal guarantors to corporate debtors
- Fresh start process for individuals with limited income and assets
- Insolvency resolution process for individuals and partnership firms
- Bankruptcy proceedings before the Debt Recovery Tribunal
- Advisory to creditors on enforcement against personal guarantors in parallel with CIRP
Real Estate Insolvency Consultancy
Specialist consultancy for homebuyers, builders, and real estate financiers navigating insolvency in distressed real estate projects.
Typical Clients
Homebuyers, real estate developers, project lenders, and real estate investors
Scope of Services
- Advisory to homebuyers on filing insolvency applications against defaulting developers
- Representation of homebuyers as financial creditors in CIRP proceedings
- Advisory to builders and developers on pre-insolvency restructuring and resolution options
- Representation of real estate financiers (lenders and investors) in CIRP proceedings
- Consultancy on RERA remedies in conjunction with IBC proceedings
- Advisory on resolution plan structures for real estate projects under CIRP
Speak with a Specialist
Whether you are a lender pursuing recovery, a corporate navigating insolvency, or a homebuyer seeking relief — we are here to advise.